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The latest in Mortgage and Real Estate News and Trends
MORTGAGE PROCESS Part 1- THE APPLICATION
The Mortgage Process Part 1; Congrats you've made the leap and decided to buy a home! Time to get the mortgage process underway! Your first step is the MORTGAGE APPLICATION- How do I apply, how much do I qualify for, what do I need?? Here's what you need to do to get...
UNDERSTANDING DIFFERENT TYPES OF JOINT OWNERSHIP
Understanding different types of joint ownership There are two different kinds of joint ownership that can apply when you own a property with someone else: Joint Tenancy, with rights of survivorship: In this case, when either property owner dies, their share...
WHAT ARE THE CHANGES COMING TO THE MORTGAGE STRESS TEST?
Amidst a red hot housing market, crazy low interest rates and the "over indebtedness" of Canadians, changes to the uninsured mortgage stress test rate have been proposed to come into affect June 1, 2021. Check out this video to hear what the changes are, how it may...
How a Broker Can Help You Win in this Hot Housing Market
We are experiencing a really hot real estate market here in the Lower Mainland and you need all the ammunition you have to help you win. That is where your mortgage broker comes in! Not only do we provide more options than just your one bank, we also make sure you...
Spring Is Here with Low Variable Rates and Spring Promo!
Keeping, Getting, Giving! Spring is in the air, love it 🙂 🦋💐 *Keeping- The Bank of Canada keeps it's key rate unchanged so good news for variable rates!!✅ *Getting- My Spring Promo could put some more money in your pocket! 💲💲 *Giving- Please help us give to those who...
Loss of Income Due to Covid and How It Can Affect Your Mortgage
LOSS OF INCOME DUE TO COVID AND HOW IT AFFECTS YOUR MORTGAGE A loss of income due to Covid could greatly impact your ability and qualificaiton for the next few years, especially for those who are sSELF EMPLOYED or have non guaranteed income! If you are self employed,...
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