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FIRST TIME HOME BUYER IN CANADA? The rules might surprise you.

FIRST TIME HOME BUYER IN CANADA? The rules might surprise you.

by jordant | Sep 11, 2025 | Mortgage Advice

Not all “first-time buyers” are created equalIf you’re thinking about buying your first home in BC, it’s important to know that “first-time homebuyer” doesn’t always mean what you might think. Different programs have different rules, and these can affect your...
FIXED OR VARIABLE? The 2025 Mortgage Dilemma for Canadian Borrowers

FIXED OR VARIABLE? The 2025 Mortgage Dilemma for Canadian Borrowers

by jordant | Jul 19, 2025 | Current Real Estate Trends and Updates, Mortgage Advice

In 2025, the fixed vs. variable mortgage decision is less about chasing the lowest rate and more about aligning your loan with your financial strategy. After two years of economic turbulence—rate hikes, surprise inflation data, and shifting Bank of Canada signals—the...
PRE-SALE PITFALLS: WHAT TO KNOW BEFORE BUYING A CONDO OFF-PLAN

PRE-SALE PITFALLS: WHAT TO KNOW BEFORE BUYING A CONDO OFF-PLAN

by jordant | Jul 4, 2025 | Current Real Estate Trends and Updates, Mortgage Advice

Buying a condo before it’s built—often called buying “off-plan” or “pre-sale”—can seem like a smart move. Early access, lower prices, and VIP incentives are all part of the allure. But for many buyers, what starts as an exciting opportunity ends in costly...
DOES CONSOLIDATION MAKE SENSE FOR YOU

DOES CONSOLIDATION MAKE SENSE FOR YOU

by jordant | Jul 18, 2024 | Current Real Estate Trends and Updates, Mortgage Advice

Does Consolidation Make Sense For You As we move forward through the year, most of us have our eyes peeled on the slowing economy, the decrease in housing prices and how our household budgets will weather any storm that lies ahead. And while I don’t think now is a...
MORTGAGE PAYMENT SCHEDULE 101 – YOUR ULTIMATE GUIDE

MORTGAGE PAYMENT SCHEDULE 101 – YOUR ULTIMATE GUIDE

by jordant | Jan 15, 2024 | Current Real Estate Trends and Updates, Mortgage Advice

“There are two common mortgage payment types: combination of principle and interest and interest only. The principle and interest rate means every time you make a payment, you’re paying both the interest and the principal amount of the original loan. Interest-only...
HOW TO GET A BETTER RATE ON YOUR MORTGAGE RENEWAL

HOW TO GET A BETTER RATE ON YOUR MORTGAGE RENEWAL

by jordant | Nov 22, 2023 | Mortgage Advice, Mortgage Rates

https://www.facebook.com/646287120/videos/286457907107275/ Your mortgage is up for renewal and the interest rate you’re being offered is a lot higher than expected and going to put your finances in a pinch. Are there any other options? There may be! If you have...
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Recent Posts

  • FIRST TIME HOME BUYER IN CANADA? The rules might surprise you.
  • MARKET UPDATE – Odds favour a Bank of Canada Rate Cut
  • FIXED OR VARIABLE? The 2025 Mortgage Dilemma for Canadian Borrowers
  • PRE-SALE PITFALLS: WHAT TO KNOW BEFORE BUYING A CONDO OFF-PLAN
  • UNCERTAINTY TRIGGERS BANK OF CANADA RATE CUT

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