by jordant | Feb 27, 2026 | Mortgage Advice
For many BC homeowners, mortgage renewal feels administrative. A letter arrives. A rate is offered. A signature is given. But renewal is not a paperwork event. It’s your leverage moment. With many mortgages from 2020–2021 coming up for renewal, this is one of the most...
by jordant | Feb 27, 2026 | Mortgage Advice, Mortgage Rates
If you’ve been shopping for a mortgage, you’ve likely come across the terms ‘variable rate’ and ‘adjustable rate’ and wondered, aren’t those the same thing? It’s a common question I hear from clients, and honestly,...
by jordant | Sep 29, 2025 | Current Real Estate Trends and Updates, Mortgage Advice
…and Why a Mortgage Broker Matters British Columbia’s real estate market has undergone dramatic transformation over the past 15 years. Since 2010, a series of new rules, taxes, zoning reforms, and consumer protections have reshaped not only how homes are bought...
by jordant | Sep 11, 2025 | Mortgage Advice
Not all “first-time buyers” are created equalIf you’re thinking about buying your first home in BC, it’s important to know that “first-time homebuyer” doesn’t always mean what you might think. Different programs have different rules, and these can affect your...
by jordant | Jul 19, 2025 | Current Real Estate Trends and Updates, Mortgage Advice
In 2025, the fixed vs. variable mortgage decision is less about chasing the lowest rate and more about aligning your loan with your financial strategy. After two years of economic turbulence—rate hikes, surprise inflation data, and shifting Bank of Canada signals—the...
by jordant | Jul 4, 2025 | Current Real Estate Trends and Updates, Mortgage Advice
Buying a condo before it’s built—often called buying “off-plan” or “pre-sale”—can seem like a smart move. Early access, lower prices, and VIP incentives are all part of the allure. But for many buyers, what starts as an exciting opportunity ends in costly...
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