by jordant | Sep 11, 2025 | Mortgage Advice
Not all “first-time buyers” are created equalIf you’re thinking about buying your first home in BC, it’s important to know that “first-time homebuyer” doesn’t always mean what you might think. Different programs have different rules, and these can affect your...
by jordant | Sep 8, 2025 | Current Real Estate Trends and Updates, Mortgage Rates
Canada’s latest employment report has significantly increased the likelihood of an interest rate cut by the Bank of Canada on September 17. Statistics Canada’s Labour Force Survey (LFS) for August shows a loss of nearly 66,000 jobs for the month. That follows a drop...
by jordant | Jul 19, 2025 | Current Real Estate Trends and Updates, Mortgage Advice
In 2025, the fixed vs. variable mortgage decision is less about chasing the lowest rate and more about aligning your loan with your financial strategy. After two years of economic turbulence—rate hikes, surprise inflation data, and shifting Bank of Canada signals—the...
by jordant | Jul 4, 2025 | Current Real Estate Trends and Updates, Mortgage Advice
Buying a condo before it’s built—often called buying “off-plan” or “pre-sale”—can seem like a smart move. Early access, lower prices, and VIP incentives are all part of the allure. But for many buyers, what starts as an exciting opportunity ends in costly...
by jordant | Mar 17, 2025 | Current Real Estate Trends and Updates, Mortgage Rates
It has become the recurring theme in the Canadian economy: the on-again, off-again trade war with the United States. And in the tradition of hoping for the best and preparing for the worst the Bank of Canada is using the one weapon it has, interest rate policy. Last...
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