What do you do if you have a mortgage renewal coming up?
With mortgage rates on the rise, I advise not waiting for your lender to send you a renewal notice. Shop now and shop early!
You can actually set your new rate 120 days prior to your renewal date and offers often come only 30-60 days prior to your renewal date as the lender is hoping you won’t have time to shop around.
Perhaps you need to refinance, take equity out for debt consolidation or would like to look at other lender options for a product that better suits your needs.
If so, let’s have a chat and be sure to not wait for the last minute so you can lock in the best rate now and have time to switch lenders if that is the right choice for you!