Blog
Latest News
The latest in Mortgage and Real Estate News and Trends
FIRST TIME HOME BUYER IN CANADA? The rules might surprise you.
Not all “first-time buyers” are created equalIf you’re thinking about buying your first home in BC, it’s important to know that “first-time homebuyer” doesn’t always mean what you might think. Different programs have different rules, and these can affect your...
MARKET UPDATE – Odds favour a Bank of Canada Rate Cut
Canada’s latest employment report has significantly increased the likelihood of an interest rate cut by the Bank of Canada on September 17. Statistics Canada’s Labour Force Survey (LFS) for August shows a loss of nearly 66,000 jobs for the month. That follows a drop...
FIXED OR VARIABLE? The 2025 Mortgage Dilemma for Canadian Borrowers
In 2025, the fixed vs. variable mortgage decision is less about chasing the lowest rate and more about aligning your loan with your financial strategy. After two years of economic turbulence—rate hikes, surprise inflation data, and shifting Bank of Canada signals—the...
PRE-SALE PITFALLS: WHAT TO KNOW BEFORE BUYING A CONDO OFF-PLAN
Buying a condo before it's built—often called buying “off-plan” or “pre-sale”—can seem like a smart move. Early access, lower prices, and VIP incentives are all part of the allure. But for many buyers, what starts as an exciting opportunity ends in costly frustration....
UNCERTAINTY TRIGGERS BANK OF CANADA RATE CUT
It has become the recurring theme in the Canadian economy: the on-again, off-again trade war with the United States. And in the tradition of hoping for the best and preparing for the worst the Bank of Canada is using the one weapon it has, interest rate policy. Last...
DOES CONSOLIDATION MAKE SENSE FOR YOU
Does Consolidation Make Sense For You As we move forward through the year, most of us have our eyes peeled on the slowing economy, the decrease in housing prices and how our household budgets will weather any storm that lies ahead. And while I don’t think now is a...
Recent Comments