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The latest in Mortgage and Real Estate News and Trends
2025 FEDERAL BUDGET – WHAT IT MEANS FOR YOU
This year’s federal budget, called Canada Strong, is certainly living up to its name. Big promises. Big spending. Big goals. And for those of us here in BC, it’s especially big on housing—something that affects all of us, whether you’re buying, renewing, or just...
20 KEY CHANGES in BC Real Estate Since 2010
...and Why a Mortgage Broker Matters British Columbia’s real estate market has undergone dramatic transformation over the past 15 years. Since 2010, a series of new rules, taxes, zoning reforms, and consumer protections have reshaped not only how homes are bought and...
FIRST TIME HOME BUYER IN CANADA? The rules might surprise you.
Not all “first-time buyers” are created equalIf you’re thinking about buying your first home in BC, it’s important to know that “first-time homebuyer” doesn’t always mean what you might think. Different programs have different rules, and these can affect your...
MARKET UPDATE – Odds favour a Bank of Canada Rate Cut
Canada’s latest employment report has significantly increased the likelihood of an interest rate cut by the Bank of Canada on September 17. Statistics Canada’s Labour Force Survey (LFS) for August shows a loss of nearly 66,000 jobs for the month. That follows a drop...
FIXED OR VARIABLE? The 2025 Mortgage Dilemma for Canadian Borrowers
In 2025, the fixed vs. variable mortgage decision is less about chasing the lowest rate and more about aligning your loan with your financial strategy. After two years of economic turbulence—rate hikes, surprise inflation data, and shifting Bank of Canada signals—the...
PRE-SALE PITFALLS: WHAT TO KNOW BEFORE BUYING A CONDO OFF-PLAN
Buying a condo before it's built—often called buying “off-plan” or “pre-sale”—can seem like a smart move. Early access, lower prices, and VIP incentives are all part of the allure. But for many buyers, what starts as an exciting opportunity ends in costly frustration....
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