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The latest in Mortgage and Real Estate News and Trends
Mortgage Renewal in BC: Should You Stay With Your Bank or Explore Other Options?
For many BC homeowners, mortgage renewal feels administrative. A letter arrives. A rate is offered. A signature is given. But renewal is not a paperwork event. It’s your leverage moment. With many mortgages from 2020–2021 coming up for renewal, this is one of the most...
Variable Rate vs. Adjustable Rate Mortgages: Pros, Cons, & How Prime Rate Affects Your Payments
If you've been shopping for a mortgage, you've likely come across the terms 'variable rate' and 'adjustable rate' and wondered, aren't those the same thing? It's a common question I hear from clients, and honestly, it's a fair one. The two products are closely...
2025 FEDERAL BUDGET – WHAT IT MEANS FOR YOU
This year’s federal budget, called Canada Strong, is certainly living up to its name. Big promises. Big spending. Big goals. And for those of us here in BC, it’s especially big on housing—something that affects all of us, whether you’re buying, renewing, or just...
20 KEY CHANGES in BC Real Estate Since 2010
...and Why a Mortgage Broker Matters British Columbia’s real estate market has undergone dramatic transformation over the past 15 years. Since 2010, a series of new rules, taxes, zoning reforms, and consumer protections have reshaped not only how homes are bought and...
FIRST TIME HOME BUYER IN CANADA? The rules might surprise you.
Not all “first-time buyers” are created equalIf you’re thinking about buying your first home in BC, it’s important to know that “first-time homebuyer” doesn’t always mean what you might think. Different programs have different rules, and these can affect your...
MARKET UPDATE – Odds favour a Bank of Canada Rate Cut
Canada’s latest employment report has significantly increased the likelihood of an interest rate cut by the Bank of Canada on September 17. Statistics Canada’s Labour Force Survey (LFS) for August shows a loss of nearly 66,000 jobs for the month. That follows a drop...
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